Tuesday, December 22, 2009

Borrow Sparingly

3. Borrow Sparingly – Used credit on things of lasting value, pay cash for everything else. Do you know anyone who got in big financial trouble because they didn’t borrow enough money? I don’t think so, says Kiplinger.

4. Pay Yourself First – Next time you sit down to write bills, reverse the process and write the first check to your investment account, continue writing your regular monthly bills, and finish up with the credit card bill. If you have trouble paying that last bill, start trimming your discretionary spending (movies, clubbing, restaurants, etc).

5. Don’t Swing For Home Runs – In investing, like in baseball, those who swing for the fence occasionally hit the home run. But they strike out a lot too. Be patient, and shy away from the risky stuff, and don’t try to time the market. Invest regularly in solid companies.

Sunday, December 20, 2009

2 ways to enusre....

Eight ways you can ensure financial security.

Kiplinger wrote, that many of us reexamined what really matters in our lives. Things that seemed so important before the tragedy of 911 now pale in comparison. It says, “financial security may not have seemed a high priority at that time, but it is the cornerstone of a well led life that makes so many other good things possible for your family. Kiplinger gives eight for your family.

Let's blog on 2 of them:

1. Invest In Yourself – Your earning power is the most valuable asset you’ll ever own. Keep your earning power growing through continuous education, training and personal growth.

2. Protect Yourself and Your Loved Ones – Before you attempt to acquire ANY financial assets, make sure you have enough insurance against life’s big risks: serious illness, disability, and even death. My personal experience with this is that it’s so confusing. Trusting someone to give you sound advice on life and other insurance seems impossible.

Mike Silberstien, Northwestern Mutual told me once, “You can only buy insurance when you don’t need it. And the best time to buy it is when you least need it – when you are youngest and healthiest.”

A younger healthy person can get more than five times the coverage than a slightly older smoker with fair to poor health, and pay the same monthly premium. Save yourself a bundle and get protected at an early age.

Kiplinger’s Personal Finance and The Kiplinger Letter.

Friday, December 18, 2009

family, friends, life and living

Family, friends, life and living

Today, rather than press on with the work that really needed to be done, I thought I would simply visit people within our workplace and listen to what they had to say, ask a question and then listen some more.

I continue to so very impressed with the quality of folks we have working with us. More so, I found that family, friends, life and living are 1st and foremost in their lives. It makes them feel good to give, and give, and give without any expectations in return.

Some are making gains and advances in their personal lives and mental health, and it shows up BIG time. Still others made the lives of others in underdeveloped counties better, and brought back a renewed appreciation for life and purpose here in the US.

I am so honored to be invited to be part of their lives through their stories. Their stories help me lead more effectively.

Tuesday, December 15, 2009

Yes - Steam Cleaners DO Work

Yes Steam Cleaners do work. You need to give then a chance, but they should save you some back aches.

Saturday, December 12, 2009

Why Are You Using Your Mother's Mop?

Why are you still using your mother's mop and a bucket of harsh chemicals? Using nothing but a little water and a little electricity, vapor and steam cleaners can make your household cleaning chores easy and fast. And, even more importantly, vapor steam cleaners can give your home a new look without the use of toxic chemicals that can weaken your immune system. Cleaning with vapor can actually help stop colds and flu.

Friday, December 11, 2009

Happy Holidays - Seasons Greetings

Home steam cleaners and floor steam mops help eliminate allergens and provide a clean home environment. A vapor steam cleaner is an essential tool to have if you want a truly clean home.

Best rated steam cleaners utilize dry steam of levels of 240°F and above to sanitize and deep clean to a 99.9% level of cleanliness that. Vapor Steam Cleaners remove dirt & stains, and kills dust mites, mold, germs, spores and bacteria with just using plain water and no super market chemical cleaners. Seasons Greetings

Wednesday, December 9, 2009

Happy Holidays, Shopping, and Christmas Lights

Happy Holidays, Shopping, and Christmas Lights. May the THE Ohio State Buckeyes GO ALL THE WAY. There is more to life than Tiger Woods. There is the Buckeyes.

I tried the Monster-1200-Steam-Cleaner-As-Seen-On-TV, and it works great on my vinyl and wood floors. I cannot believe why I was so skeptical. I am totally satisfied.

Try the Professional Push-up Pro Now - Click Here!

Tuesday, December 8, 2009

Careful Don't Stretch the Electric Cord

Tiger Woods, Tiger Woods, Tiger Woods. Enough is enough. Let's talk Steam Cleaners, Holiday Shopping, and Christmas Shopping, Holiday Shopping, and Christmas Shopping

According to Consumer Reports, H2O Mop Steam Cleaners, " Power cord can wear down and expose wiring, posing shock and burn hazards. The distributor, Thane, has had 10 reports involving shock injuries and eight reports involving burns."

580,000 steam cleaners sold through TV infomercials, QVC TV.

For a free repair kit, contact the distributor Thane.

My experience with electric cords and vacuum cleaners is that the user tends to over extend the cord too far and stress the connection at certain points in the housing of the unit. Chances are, so to do users of steam cleaners. Problem is you are commingling water and electric in one product. Always respect the conductive qualities of water, and operate your steam cleaner safely. Don't stretch the cord.

Monday, December 7, 2009

I tried It and Liked It

After reading so many reviews, one reader decided to but. He said, "I'm glad I did! I used it to clean my bathroom the same day I bought it. The only thing it didn't clean was the bathtub, but I expected that, (I've been trying everything since August to get it clean). I love that I don't have to use chemicals and can still get a good clean. It's worth buying if you remember that it's not a robot, it's not gonna clean for you, it's an aid, it helps. Hope this helps!

Friday, December 4, 2009

Blogger: Cash, Lending, and Money - Create Post

Blogger: Cash, Lending, and Money - Create Post
Steamers clean, bacteria, dust mites, mold and other microscopic germs are eliminated leaving a clean and sanitized area.
Steam cleaners creates a clean atmosphere within your home. There are no harmful fumes or soapy residues that cleaning agents leave behind which can harm family or pets and cause skin irritations. Chemical free cleaning ensures a cleaner world for all of us. Steam cleaners use the power of steam to penetrate the toughest dirt and grime.

Thursday, December 3, 2009

Consumer Reports .org reports:

If you're like most people, mopping the floor is one of your least favorite chores. But to add injury to insult, just imagine getting shocked or burned while doing it. That's what happened to at least 18 people using the H2O Mop Steam Cleaner made by Thane. This week 580,000 of the steam cleaners were recalled because the power cord can unexpectedly wear down and expose the wiring, posing a shock and burn hazard.

The recall involves a certain series of reference numbers, which you can find on the recall notice.

The souped-up mops were sold directly to consumers by Thane through television infomercials; on the Web at www.thane.com; by QVC through its televised shopping program; and by retailers nationwide from June 2007 through December 2008 for about $100.
Everyone who bought a unit directly from Thane is being sent a repair kit. Those who bought it elsewhere should contact Thane at (800) 485-0017 or visit the firm's Web site. Of course, there's always the old reliable rag mop.